Invoice Factoring

Unlock the cash tied up in your outstanding sales invoices with our Invoice Factoring solution. Factoring is a flexible commercial finance option that uses your invoices as security. Simply put, when you issue a customer invoice, up to 90% of the invoice value can be advanced to your business within 24 hours, even if your customer has up to 45 days to settle the invoice.

Focus on Growing Your Business, Not Chasing Payments

Factoring reduces the wait time for invoice payments to 24 hours or less. The factoring company also takes on the responsibility of chasing outstanding invoices, giving you more time to focus on growing your business rather than managing collections. This effectively bridges the gap between raising an invoice and receiving the payment.

Factoring vs. Overdrafts

Invoice Factoring offers several advantages over traditional bank overdrafts or personal and business loans:

Flexibility

The amount of funding you can access grows directly in line with your sales. If there’s a delay between issuing an invoice and receiving payment, it can slow down your business growth. Factoring bridges this gap, ensuring continuous cash flow.

No Additional Assets Required

Unlike traditional bank loans, Invoice Factoring does not require any additional assets as collateral. The invoice itself serves as the security for the financing.

With Invoice Factoring, you have more time to focus on managing and growing your business, while we handle the collections.

Confidential Factoring

Confidential Factoring operates similarly to standard factoring, with one key difference: your customers remain unaware that you are using a factoring service. When the factoring provider collects payments, they do so under your company’s name, maintaining complete discretion.

A dedicated phone line is set up, and calls are answered using your business name to ensure confidentiality. This solution is particularly useful when working with clients who restrict invoice assignment, making more traditional asset-backed finance options unsuitable.